Is a rewards credit card worth it

The Capital One Venture Rewards Credit Card gets a resounding yes to both questions.
We make sure to bring them to the fore, make you aware of what they are, how to use them, and evaluate the actual usefulness to cardholders.
Despite the 95 annual fee (waived for the first year birthday gifts for mom amazon india heavy spenders on dining and entertainment will most definitely feel the value of this card.Chase, citibank, credit Unions, discover, other Banks, uS Bank.I carry the Premier Rewards Gold Card, Business Platinum Card, and Platinum Card from American Express because the points earning structures are different across the cards and all of the points go into the same pot to be redeemed for miles, statement credits and more.The Venture card earns 2 miles for every 1 spent.Those are exact numbers, but lets also look at two more general scenarios to demonstrate when this card would and wouldnt be worth the annual fee.Now that the big bonus is gone and many of the points likely spent, whats the next move for someone seeking to boost their stock of credit card points and frequent flyer miles?Suggested credit score, aim to have a credit score of 700 or higher when you apply for the Capital One Venture Rewards Credit Card.After all, interest and late charges can cancel out the value you get from your rewards.But first, a word of warning: Credit cards play a big role in maintaining a healthy credit profile and score.At 2 miles per 1, 4,750 in spending will earn you 9,500 miles.Card Details: Best for: First year rewards Bankrate score: 93/100 Rewards rate: Enroll every quarter to earn 5 cash back on up to 1,500 in purchases made in various categories, 1 back on all other purchases Welcome offer: Discover will match all the cash back.

In fact, an unlimited, flat-rate of 2 miles per 1 is among as good as it gets.This type of card earns you cash back on every purchase.There is a 95 annual fee for owning this card, but it is waived in the first year and can pay for itself as you collect and redeem your Chase Ultimate Rewards points.Scoring matrix, our matrix was designed by experts to determine the best rewards credit cards.If your credit score isnt quite there yet, the.Card details: Best for: Flat-rate cash back Bankrate score: 93/100 Rewards rate: Unlimited.5 on every purchase.Responsible credit card use is one of the best ways to build or rebuild credit, and this card will give you the opportunity to be rewarded along the way.Heres how this can enhance your travel rewards: You can use cards with higher bonus rewards rates in specific spending categories, and then use the Capital One Venture Rewards Credit Card for 2 miles per 1 on all your other expenses.Its a great beginner card for someone to gain experience using credit card rewards.95 annual fee, waived for the first year - For its benefits, the card has a reasonable annual fee of 95, and the card costs you nothing the first year you have.Author: Bankrate Staff, last Updated: October 15, 2018, have questions for our credit cards editors?